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U/W & Rate Bulletins

MGIC bulletins announce changes to our underwriting guidelines and/or rates. Sign up for e-mail alerts.

2010 and 2009 bulletins are provided below in PDF format. View other bulletins by year:

2010 | 2009 | 2008 | 2007

2010 Bulletins

Number Date Topics, (effective dates)
03-2010 06/22/10 Announcing Credit-Tiered rates approval in MO, OH, and VA (08/01/10)
02-2010 04/23/10 Nonretail Guidelines expanded to match Retail, underwriting changes and Restricted Market changes (05/01/10)
01-2010 02/22/10 Underwriting changes, Restricted Market changes and new premium structure announced (03/08/10, 03/22/10, and 05/01/10)

2009 Bulletins

Number Date Topics, (effective dates)
09-2009 12/02/09 Expanding Retail Origination Guidelines for Nonrestricted and Tier One Markets and moving seven Tier One Markets to Nonrestricted (12/07/09)
08-2009 09/10/09 Changes to Restricted Markets, Tier Two Restricted Market Guidelines (09/21/09), standard underwriting guidelines (10/12/09) and several premium rate programs (10/12/09)
07-2009 07/09/09 Clarifications to MGIC’s third-party originator policy; revised Loan Modification request form (effective 07/09/09)
06-2009 05/28/09 Changes to nontraditional credit LTV limits in all markets  (07/01/09); Restricted Market Policy changes (07/01/09)
05-2009 05/08/09 MGIC’s New Insured/Servicer RTM Program
04-2009 04/03/09 Changes to MGIC’s Existing Refi-to-Mod Program (04/06/09)
03-2009 03/20/09 Change to maximum insured loan amount (04/06/09)
02-2009 02/19/09 Changes related to maximum DTI, minimum FICO (03/09/09)
01-2009 02/09/09 Underwriting modifications (03/09/09); rate changes (04/06/09)