Rate Cards

For the most current rates, use the individual rate cards below or calculate rates online with MGIC's Rate Finder.

Check the Rate Filing Status for each state to help determine which rates to use.

Restricted markets questions? Use our lookup tool to determine if the property requires restricted markets rates/guidelines.

Note: links below open .pdf documents.

Credit-Tiered Rates (Not currently available in Alaska. Not available in MO, OH and VA until August 1, 2010.): Borrower-Paid Monthly Premiums; Borrower-Paid Annual Premiums; Borrower-Paid Refundable Single Premiums; Borrower-Paid Nonrefundable Single Premiums; Borrower-Paid Split Premiums; Lender-Paid Single Premiums; Lender-Paid Monthly Premiums
Rates for AK, MO, OH, VA and customers who opted out of Credit-Tiered Premiums: Borrower-Paid Monthly, Annual and Single Premiums – October 2009; Tier Two Restricted Market Rate Card – October 2009; Lender-Paid Premiums for Nonrestricted and Tier One Restricted Markets – October 2009; Split Premiums – April 2009
Housing Finance Agencies: Premiums for loans purchased by state and local HFAs that issue tax-exempt mortgage revenue bonds (MRBs) to provide affordable residential mortgages follow national rates.; HFA Premium Rates - March 2009
(Eligible in AK, MO, OH, and VA only)

Credit-Tiered Premium Rates Frequently Asked Questions