Default Servicing
Update Default Status
Reporting Requirements
On a monthly basis, report to MGIC both the status of the loan and your servicing efforts to remedy the default.
Reporting Submission Options
If you report defaults using Automated Default Reporting (ADR):
- update MGIC’s Monthly Exception Audit (MEA), and
- return the MEA to MGIC via MGIC/Link Servicing – select File/Update Default in the main menu.
If you use a method other than ADR to report defaults:
- update MGIC’s Monthly Delinquency Loan Status Report (MDLSR).
- return the MDLSR to MGIC by the 20th of the month via:
- MGIC/Link Servicing - select File/Update a Default in the main menu; OR
- fax the MDLSR, 1.800.353.8781.
Guidelines
See section 1.03 of MGIC’s Default Servicing Guide.
Support
Contact MGIC Customer Service, customer_service@mgic.com or 1.800.424.6442.
For ADR setup, contact MGIC eCommerce Services, ecommerce_services@mgic.com or 1.800.558.9900.
View our training tutorial, File/Update a Default through MGIC/Link.

